Terms and Conditions.

1. Acceptance of these terms

By accessing or using this website, you agree to be bound by these Terms and Conditions, our Privacy Policy and any other terms shown to you before you purchase or access a particular product or service.

If you do not agree to these terms, you must stop using the website.

2. About Platinum Property Academy

Platinum Property Academy provides property education, mentoring, digital resources, events and related consulting services for property investors and aspiring portfolio builders.

References to “Platinum Property Academy”, “we”, “us” or “our” mean the business operating this website and its services.

Contact: [email protected].

3. Acceptable website use

You may use this website for lawful personal or business purposes connected with learning about our products and services.

You must not:

• use the website in breach of applicable law;
• attempt to gain unauthorised access to the website, servers, accounts or connected systems;
• introduce malicious code, scraping tools or disruptive technology;
• send spam or unauthorised promotional material;
• impersonate another person or provide misleading information;
• use our content to create a competing product without written permission; or
• interfere with another user’s access.

We can suspend or restrict access where these terms have been breached.

4. Intellectual property rights

All website content, trademarks, logos, videos, course materials, frameworks, worksheets, calculators, templates and graphics are owned by or licensed to Platinum Property Academy.

This includes the Portfolio Accelerator System and associated materials.

We grant you a limited, non-exclusive, non-transferable and revocable licence to use purchased materials for your own personal use. You must not copy, sell, share, distribute, record, modify or create derivative works without written consent.

5. Our products and services

Our products and services can include property education, digital training, mentoring, portfolio planning, deal analysis, events, workshops, communities, digital resources and introductions to third-party professionals.

The scope, price, duration, delivery method and access period will be described on the relevant sales page, checkout, booking confirmation or separate written agreement.

Where specific programme, payment, refund or cancellation terms apply, those terms form part of your agreement and take priority if they conflict with these general website terms.

We can update programme content, schedules, speakers, platforms and materials where the overall substance and value are not materially reduced.

6. Registration and accounts

You may need an account to access training, resources or communities. You agree to provide accurate information, protect your login details, avoid sharing access, notify us of suspected unauthorised use and accept responsibility for account activity.

We can suspend or close an account where access has been shared, payment remains overdue or these terms have been breached.

7. Prices, payments and billing

Prices will be shown before purchase and will state whether applicable taxes are included. You must provide accurate billing information.

Payments can be processed by third-party providers whose own terms and privacy practices apply.

If you agree to an instalment plan, you remain responsible for all instalments due unless a legal cancellation right or agreed written refund term applies.

We can pause access while payment is overdue.

8. Consumer rights, cancellations and refunds

If you purchase as a consumer, your statutory rights under the Consumer Rights Act 2015 and applicable consumer law are not affected.

For many online service purchases, consumers have a 14-day cancellation period beginning the day after the contract is made. The exact position depends on the product, customer status and when delivery begins.

Services beginning during the cancellation period

If you ask us to begin a service during the cancellation period, you can be required to pay a proportionate amount for services supplied before cancellation.

Digital content and immediate access

If you request immediate access to digital content, we can ask for your express consent to begin supply and your acknowledgement that your cancellation right will be lost once supply begins.

Bookings and appointments

Calls, events and appointments can have separate cancellation, rescheduling and non-attendance terms shown at booking.

Product-specific refund terms shown at checkout or in a signed agreement form part of your contract.

9. Property investment information and results

Website content, training and mentoring are provided for educational and informational purposes. They do not constitute regulated financial advice, legal advice, tax advice, mortgage advice or a personal recommendation to purchase or finance a particular property.

You remain responsible for your own due diligence, professional advice, contracts, finance, tax position, legal checks and final decisions.

Property investment carries risk. Market conditions, finance costs, occupancy, valuations, refurbishment costs and regulation can change.

Testimonials, projections, examples and historical results do not guarantee the same or any specific result.

10. Privacy, communications and data protection

We process personal information in accordance with our Privacy Policy, the UK GDPR and Data Protection Act 2018.

Information submitted through forms, bookings, accounts or purchases can be used to provide services, manage payments and support, send service messages, maintain records, meet legal duties and send marketing where we have a lawful basis.

You can unsubscribe from marketing using the link provided or by contacting us. Read our Privacy Policy.

11. Third-party websites and providers

Our website can use or link to third-party platforms, payment processors, calendars, video hosts, communities and professional service providers.

We do not control those services and are not responsible for their availability, security, content, terms or privacy practices.

An introduction to a broker, solicitor, accountant, tax adviser, sourcing agent, contractor or other provider does not make them our employee, agent or partner. You are responsible for your own checks and separate agreement with them.

12. Disclaimers and limitation of liability

The website is provided on an “as available” basis. We do not guarantee uninterrupted, error-free or continuous availability.

To the fullest extent permitted by law, we are not liable for indirect or consequential loss, loss of profit, opportunity, anticipated savings, data or business interruption arising from website use or reliance on its content.

We are not responsible for delay or failure caused by events outside our reasonable control.

Nothing excludes liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, rights that cannot be excluded or any other liability that cannot lawfully be limited.

13. Changes to the website and these terms

We can update the website and these terms to reflect changes to services, systems, business practices or legal duties. Revised terms will be posted here with a new date.

If a material change affects an existing paid contract, the terms governing that contract continue unless the parties agree otherwise or the law requires a change.

14. Governing law and jurisdiction

These terms are governed by the laws of England and Wales.

If you are a consumer, you can also have rights to bring proceedings in the part of the United Kingdom in which you live. If acting in business, the courts of England and Wales have exclusive jurisdiction.

If a provision is invalid or unenforceable, the remaining provisions continue. A delay in enforcing a right does not waive that right.

15. Contact us

Questions about these terms can be sent to Platinum Property Academy.